Everyday spending. Easier to follow.
Keep expenses, category budgets, and transaction details in one place. Add spending yourself, or choose optional bank-alert imports on Android. No bank login required.
- No bank login required
- Manual entry always available
- Android imports are optional
Android launch is in preparation. iOS is coming soon.
The everyday essentials
Less to sort through. More in view.
For people who want to keep track of everyday expenses without linking a bank account. Import support depends on the alerts your bank sends; manual entry remains available.
Add spending your way
Enter an expense yourself, or enable bank SMS, bank notifications, or both on Android. Each permission is explained before imports start.
Review each transaction
Inspect the amount, date, category, and source of imported transactions. Edit or delete a record when an alert is incomplete or interpreted incorrectly.
Give each category a budget
Set monthly category budgets and review spending and remaining amounts. Daily guidance is a calculation from your budget, not a financial health score.
Keep a private backup
Google Drive backup uses private app data so backup files stay hidden from My Drive and are not stored on Bayna servers.
How Bayna works
Start simple. Add automation if it helps.
You can begin with manual entry and keep it that way. Android bank-alert imports and Google Drive backup are separate, optional choices.
- 1
Add your first expense
Record the amount, merchant, and category. Manual tracking needs no SMS or notification access and no bank account connection.
- 2
Choose imports, if you want them
On Android, enable SMS or notification access to import supported bank alerts. Compatibility depends on your bank, region, and alert format.
- 3
Review the details and your budget
Check each record, correct anything an import missed, and see spending against your monthly category budgets. Source labels stay visible for review.
- 4
Back up when you are ready
Optional Google Drive backup helps with device changes while keeping backup files in private app data.
Inside Bayna
A closer look, without the mockups.
These are captures of the real Flutter screens, not concept designs. All merchants, amounts, dates, account endings, and bank sources shown are fictional examples. Android alert support varies by bank and region.
Trust and privacy
Your records. Your permissions.
You choose whether Bayna can read bank SMS or notifications on Android. Review transactions on your device, and back up to private Google Drive app data only when you choose.
No bank credentials
Bayna is not an account aggregator and does not ask you to connect bank accounts or share banking passwords.
Optional automation
SMS tracking, notification tracking, and local transaction alerts are separate choices that can be skipped.
Display-safe records
Bayna stores transaction records and source metadata for review; raw message text should not be used as public-facing transaction content.
No lending or wallet flow
Bayna helps organize spending information. It does not move money, issue cards, offer loans, or provide investment advice.
Help and control
Privacy answers should be easy to find.
These pages explain how Bayna handles data, how to get help, and how to remove information when you need to.
Privacy policy
See what Bayna accesses, why it is used, and which launch decisions still require verification.
Open page
Delete data
Learn how to delete local data, request support-record deletion, and remove Drive backups.
Open page
Support
Get help with permissions, backup, restore, incorrect transactions, and availability.
Open page
Questions
Before you start
Does Bayna require bank login?
No. Bayna is designed around bank alerts already on your device, not bank account linking or shared financial credentials.
Can I use Bayna without SMS or notification access?
Yes. Manual tracking remains available when automation is skipped or turned off.
Where are backups stored?
Optional backups use private Google Drive app data for the Google account you choose. They are hidden from My Drive and are not stored on Bayna servers.
Is Bayna a bank, wallet, or financial advisor?
No. Bayna helps organize transaction information for personal review. It does not move money, lend, invest, provide tax advice, or replace bank statements.
Android first
Make room for a clearer spending routine.
Bayna is preparing for Android launch. iOS is planned later. In the meantime, explore the app screens and read how permissions and data are handled.
Official website: https://usebayna.com/